Shamrock Lending Co
Australian Private Credit
Secure. Disciplined. Performance Focused.
Shamrock Lending Co Pty Ltd Provides eligible investors access to professional, managed Australian private credit opportunities, secured predominantly by registered first mortgages over Australian real property. Invest directly in individual loans or via diversified trust-held opportunities.
Built on discipline, backed by property
Six principles that guide every loan we fund — from first assessment through to final repayment.
Property-backed security
Loans secured predominantly by registered first mortgages over Australian real property.
Consistent income
Distributions paid monthly or quarterly from interest earned on the loan portfolio.
Disciplined credit
Every loan is independently assessed — borrower, security, valuation and exit strategy — before funding.
Active management
Every loan is monitored through its full term to repayment.
Experienced team
Deep expertise across commercial lending, mortgage finance, property and credit risk.
Aligned interests
Our success depends on yours.
Purpose-built lending,property-secured
First mortgage commercial loans, bridging finance, property development finance, business-purpose lending, refinance facilities, asset-backed lending and short-to-medium-term secured loans.
Return tiers matched to risk
Target returns are not guaranteed. Distributions are paid from interest earned on the underlying loan portfolio.
Built for sophisticated capital
Who Can Invest
Wholesale and sophisticated investors, family offices, SMSFs, private investment companies and high-net-worth individuals.
Why Private Credit
One of Australia's fastest-growing asset classes: regular income, security over real property, diversification from equities and bonds, and short-to-medium investment horizons.
Protect capital
Deliver consistent returns
Build long-term partnerships